RPLI POLICY GUIDE
RPLI Endowment Assurance (Gram Santosh)
Rural Postal Life Insurance endowment cover with a selected maturity age, guaranteed sum assured and eligible bonus.
Estimate premium, maturity and gainUse the annexure-backed calculator with your age and sum assured.
Calculate Gram Santosh →Plan at a glance
Policy termUntil selected maturity age: 35, 40, 45, 50, 55, 58 or 60
Entry age19 years onward, subject to maturity-age limits
Sum assured basisPremium tables are quoted per ₹1,000 sum assured
Premium calculationAge-at-entry and maturity-age tables
Key policy features
- Designed under Rural Postal Life Insurance
- Four premium payment frequencies
- Official table rows used for supported combinations
Maturity and survival benefit
Sum assured plus eligible accrued bonus at maturity. Actual eligibility, bonuses, underwriting and final benefits remain subject to the policy rules and the quotation issued by India Post.
How the premium estimate works
The calculator matches the selected age, maturity age or term against the supplied premium-table row. It scales the published rate to the chosen sum assured and applies the selected payment frequency, rebate and GST breakdown. If no matching table row is available, the result is explicitly labelled as an indicative estimate.