PLI POLICY GUIDE
PLI Endowment Assurance (Santosh)
A Postal Life Insurance endowment plan combining life cover with a lump-sum maturity benefit and accrued bonus.
Estimate premium, maturity and gainUse the annexure-backed calculator with your age and sum assured.
Calculate Santosh →Plan at a glance
Policy termUntil selected maturity age: 35, 40, 45, 50, 55, 58 or 60
Entry age19 years onward, subject to the selected maturity age
Sum assured basisPremium tables are quoted per ₹5,000 sum assured
Premium calculationAge-at-entry and maturity-age premium tables
Key policy features
- Life insurance with a defined maturity age
- Monthly, quarterly, half-yearly and yearly modes
- Premium table values for supported age combinations
Maturity and survival benefit
Sum assured plus eligible accrued bonus at maturity. Actual eligibility, bonuses, underwriting and final benefits remain subject to the policy rules and the quotation issued by India Post.
How the premium estimate works
The calculator matches the selected age, maturity age or term against the supplied premium-table row. It scales the published rate to the chosen sum assured and applies the selected payment frequency, rebate and GST breakdown. If no matching table row is available, the result is explicitly labelled as an indicative estimate.